What is a Hard Money Loan?

A hard money loan is a short-term, asset-based loan secured by real estate. Our loan terms are tailored to your specific needs, and while we focus on the value of the property securing the loan, a minimum credit score may be required depending on the loan type. These requirements ensure we can offer competitive rates and terms while helping you achieve your investment goals. This makes them an ideal solution for:

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• Property acquisitions

• Renovations and improvements

• Stabilizing rental properties

• Bridging the gap until long-term financing is secured

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With fixed interest rates and flexible terms, these loans are designed for real estate professionals who need quick and reliable access to capital.​

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Why Choose Hard Money Loans?

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If you're an investor facing challenges like tight timelines or unconventional financial situations, a hard money loan may be your best option. Consider hard money loans when you:

• Need fast financing to act on lucrative deals

• Have assets but lack a strong credit history

• Require funds for projects like renovations or property flips

• Are stabilizing a property to generate future income

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Benefits of Hard Money Loans with Eagle Hard Money Funding

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1. Speed: We can often fund your project within weeks.

2. Flexibility: Loans tailored to your project’s unique needs, whether it’s an existing single-family home, multi-family property, or new construction.

3. Competitive Rates: Fixed and variable, transparent interest rates without hidden fees. 

4. Investor-Friendly Terms: Loan amounts ranging from $75,000 to $10 million, with terms from 1 to 2 years for short-term and up to 30 years for rentals.

5. High Loan-to-Cost (LTC): Up to 92.5% LTC, ensuring you maximize your borrowing potential.

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Our Loan Programs

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Fix-and-Flip Loans

Ideal for real estate professionals looking to acquire, renovate, and sell properties for a profit. Up to 92.5% LTC and Up to 100% Rehab. Rates starting at 8.5%

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Bridge Loans

Short-term loans designed to help you secure funding between transactions or while waiting for traditional financing. 

 

Rental Property Loans

Specialized loans for investors aiming to build long-term wealth through rental income. Up to 80% LTC on purchases and 75% on cashouts. Rates starting at 7.25%

 

Construction Loans

Comprehensive funding for new construction projects or significant property upgrades. Up to 90% LTC. Rates starting at 10.5%

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How Does the Hard Money Loan Process Work?

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We’ve simplified the lending process to help you focus on what matters—your investment. Here’s what you can expect:

1. Initial Consultation: Discuss your project and financing needs with us.

2. Property Evaluation: Our experts assess your property’s value and potential.

3. Loan Estimate: Receive an estimate in as little as 48 hours.

4. Funding: Funds are often disbursed within 30 days, depending on project requirements.

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Optimize Your Real Estate Investment

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Hard money loans empower you to expand your portfolio, take on ambitious projects, and achieve your financial goals. Whether you’re flipping a distressed property, stabilizing a rental, or pursuing a ground-up opportunity, at Eagle Hard Money Funding, we have the resources and expertise to help you succeed.

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Ready to Get Started?

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Unlock the potential of your next real estate project with the right funding partner. Contact us today to learn more about our hard money loan options and see how we can help you turn opportunities into success.

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